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Your current home loan

We need your loan details to calculate if a rate reduction is possible.

Remaining amount you still owe the bank
Enter a balance of R100,000 or more
Check your latest statement or banking app
Enter a rate between 5% and 25%
How many years left until your bond is paid off
Enter 1-30 years
Select your bank

Property & banking relationship

Banks give better rates if you bank with them and have other products.

Select a property type
Check free on ClearScore, TransUnion, or your bank app
Select your credit score range
Select your payment history
Select an option
More products = stronger negotiating position
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POPIA Notice: clxr does not store your personal information. This assessment runs in your browser only. No credit bureau check is performed. We do not share your data with third parties. By using this tool you consent to us processing the info you enter to generate your result.